Credit is probably one of the most important, least understood aspects of personal finance. Most students and young adults do not receive a proper education on the subject of credit and how it affects their lives now and for the future. Good credit opens doors, bad credit closes them. But what is credit, and why is it so important that our youth understand how it works?
This site offers an overview for students to learn about credit and how to make appropriate decisions that will have a lasting effect on their lives.
If you are a teacher, we have lesson plans for your students in the works, and encourage you to contribute any materials you might already be using so other teachers may benefit.
SPENDonLIFE College Scholarship
Higher education is just out of reach for some college students who have been affected by the recent credit restrictions put into place by Sallie Mae and other lenders. That is why we are offing up to 10 college scholarships ranging from $500 to $5,000 for students rejected for a student loan due to negative credit.